About Auto City Credit
Serving Dallas Since 1958
With over six decades of experience, Auto City Credit has earned the trust of thousands of drivers across Dallas, Southeast Dallas, and Lancaster. We’re proud to be a Buy Here Pay Here dealership that puts people first — offering reliable, late-model vehicles with fast, in-house financing that doesn’t depend on your credit score.
Serving Dallas Since 1958
With over six decades of experience, Auto City Credit has earned the trust of thousands of drivers across Dallas, Southeast Dallas, and Lancaster. We’re proud to be a Buy Here Pay Here dealership that puts people first — offering reliable, late-model vehicles with fast, in-house financing that doesn’t depend on your credit score.
More Than a Dealership — We're Part of the Community
Our Mission
At Auto City Credit, our mission is simple: Help good people get great cars. We believe everyone deserves a second chance — and a reliable vehicle to get to work, support their families, and build a better future.
- No banks, no hit credit checks
- Flexible payments and fast approvals
- Trusted across DFW for 65+ years
Our Difference
We’re not like other used car dealers. Our customers come back again and again because we treat them like people — not credit scores. From our 3-day money-back guarantee to our 24-month warranty, we stand behind every vehicle and every deal.
- 24-month / 24,000 Mile Limited Warranty
- 3-Day Money Back Guarantee
- BBB A+ Rating
What Makes Us Different?
Our team takes the time to listen. We don’t rush. We don’t judge. And we don’t play games. That’s why we’ve earned a reputation as one of the most trusted Buy Here Pay Here dealerships in Texas.
Is Your Inventory Really That Good?
Yes — Late-Model, Low-Mileage, Warranty-Backed
Most of our vehicles are from 2018–2024, and all go through rigorous inspections before hitting the lot. We specialize in luxury models, family SUVs, and dependable everyday drivers. Plus, most vehicles include our 24/24 limited warranty.
How Does In-House Financing Work?
We finance you directly — no banks involved. That means faster approvals, flexible down payments, and terms based on real-life stability (like your job and residence), not a credit score. Approvals in 5 minutes or less are standard here.
Do You Really Offer a -3 Day Money-Back Guarantee?
Absolutely — No Strings Attached
If you’re not satisfied with your purchase, bring it back within 3 business days for a full refund. It’s just one more way we ensure you feel confident in every deal.
Do You Really Offer a -3 Day Money-Back Guarantee?
Absolutely — No Strings Attached
If you’re not satisfied with your purchase, bring it back within 3 business days for a full refund. It’s just one more way we ensure you feel confident in every deal.
Is Your Inventory Really That Good?
Yes — Late-Model, Low-Mileage, Warranty-Backed
Most of our vehicles are from 2018–2024, and all go through rigorous inspections before hitting the lot. We specialize in luxury models, family SUVs, and dependable everyday drivers. Plus, most vehicles include our 24/24 limited warranty.
Frequently Asked Questions
Got Questions About Who We Are?
Where is Auto City Credit located?
We have three convenient locations: Dallas, Southeast Dallas, and Lancaster — all with on-site inventory and in-house financing.
How long have you been in business?
We’ve proudly served the Dallas area since 1958 — that’s over 65 years of trusted customer service.
What sets you apart from other car dealers?
We don’t judge credit. We focus on people. Our fast approvals, warranty coverage, and community commitment make us unique.
While supplies last. Not all customers will be approved for this offer. Some incentives are only available to select or qualifying customers. Based on sales price of $17,995, 17.27% APR & 130 biweekly payments of $217.92. See dealer for offer and warranty details.
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Categories
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