Get Pre Approved

Get Pre Approved for a Car Today — No Credit Needed

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Getting approved at Auto City Credit is quick, easy, and stress-free. We’ve helped thousands of drivers across Dallas, Southeast Dallas, and Lancaster get into reliable vehicles — regardless of their credit score. Our Buy Here Pay Here model means everything is done in-house, so there are no banks, no outside lenders, and no credit checks. Apply today and see why we’ve been trusted in Texas since 1958.

Get Pre-Approved Now! Fill out our short form in seconds.
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Why Choose Auto City Credit?

Auto City Credit is more than a dealership — we’re your partner in the car buying journey. We treat every customer with respect, transparency, and flexibility. Whether you’re in Dallas, SE Dallas, or Lancaster, you can count on:

  • Fast, friendly approvals
  • No credit needed
  • In-house financing — no banks
  • Vehicles with warranties included
  • 3-day money-back guarantee
  • No license required to apply
  • Free ride to the dealership after approval
  • Online application takes 5 minutes or less

How It Works — Apply to Drive

We make approvals easy and flexible:

Step 1

Complete the short form above

Step 2

Get contacted by our finance team

Step 3

Bring in ID, proof of income/residence, and references

Step 4

Browse vehicles on the lot or online

Step 5

Sign and drive away with peace of mind

Every step of the way, our team is here to help.

Serving Communities Across DFW

We proudly serve customers throughout:

Dallas (C.F. Hawn Fwy)

Southeast Dallas (Buckner Blvd)

Lancaster (I-35 E)

No matter where you are, there’s an Auto City Credit location ready to help you get approved. All locations offer on-site inventory, in-house financing, and vehicle pickup.

While supplies last. Not all customers will be approved for this offer. Some incentives are only available to select or qualifying customers. Based on sales price of $17,995, 17.27% APR & 130 biweekly payments of $217.92. See dealer for offer and warranty details.

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